Private Insurance Coverage for Assisted Living and Group Home Care in Minnesota - 1 on 1 Comprehensive Healthcare Solution
At 1 on 1 Comprehensive Healthcare Solution, we accept select private health insurance and long-term care insurance plans to help offset the cost of our services. This option is ideal for individuals and families who do not qualify for Medicaid waivers but want to use their existing insurance to reduce out-of-pocket expenses.
What Is Private Pay Insurance?
Private pay insurance refers to private insurance policies—including long-term care insurance—that cover some or all of the costs for:
Behavioral health services
Post-hospitalization care
These plans may help cover care-related services.
Insurance Plans We Commonly Work With
While coverage varies by provider and plan, our team often assists clients using:
Employer-sponsored or private PPO/HMO health plans
Long-term care insurance (LTCI)
Disability insurance that includes residential support
Retiree or veteran supplemental plans (non-VA-funded)
We’ll help verify your plan and determine what’s covered under private pay insurance.
Care That Qualifies for Insurance Reimbursement
Some of the services eligible for partial or full insurance reimbursement include:
Supervision and ADL support
Medication management
Mental health care coordination
Overnight staffing or emergency supervision
Transitional care after hospitalization
Locations Where Private Pay Insurance Is Accepted
Our facilities accepting private pay insurance are located in:
St. Michael
Maple Grove
Bloomington
Spring Lake Park
Get Help Navigating Private Pay Insurance
Our admissions and billing specialists are here to guide you. We’ll work directly with your insurer and provide a clear breakdown of what’s covered — and what private pay options are available.
We are ready to help, call us directly at 763-299-0025 or email us at admin@1on1comprehensivehealthcare.com.
Need Assisted Living or Customized Living Placement
Use our Assisted Living Facility locator to find your perfect home.
Minnesota’s healthcare system can be overwhelming.
Let 1 on 1 Comprehensive Healthcare Solution be your trusted partner. Contact us today to discuss your care needs.
763-299-0025
Private Insurance vs. Medicaid Waivers
Private insurance can help cover certain healthcare-related services like medication management or behavioral health care, but it typically does not cover room and board in assisted living or group home settings. For full residential care funding, individuals often rely on Medicaid waiver programs like CADI or EW.
If you are unsure whether your plan covers our services, we’re happy to verify your benefits and explain the difference between private insurance and waiver eligibility.